Payment Policy

Last Updated: December 6, 2025

At Ciao Stilista, we are committed to providing a secure and transparent checkout experience. This policy outlines the accepted payment methods, billing terms, and security measures we employ to protect your financial information.

 

We accept Visa, Mastercard, AMEX (American Express), Discover, PayPal, Apple Pay, Google Pay, Shop Pay, and Venmo. All transactions are secured via SSL encryption.

1. Accepted Payment Methods We accept a wide range of secure payment options to ensure convenience for our customers. During checkout, you may select any of the following methods:

Credit & Debit Cards:

  • Visa

  • Mastercard

  • American Express

  • Discover

  • Diners Club

Digital Wallets & Express Checkout:

  • PayPal

  • Apple Pay

  • Google Pay

  • Shop Pay

  • Venmo

Note: We do not accept cash on delivery (COD), personal checks, or direct bank transfers.

2. Payment Processing & Timing

  • Immediate Charge: Your credit card or chosen payment method will be charged in full at the time you place your order.

  • Order Confirmation: Upon successful payment, you will receive an order confirmation email. If your payment is declined, the order will not be processed, and no funds will be deducted.

  • Billing Descriptor: For your reference, charges on your bank statement will appear as "CIAO STILISTA" or "LIVING CARING LLC".

3. Currency & Taxes

  • Currency: All prices listed on our website are in United States Dollars (USD).

  • Sales Tax: Applicable sales tax is calculated at checkout based on your shipping address and state laws. You will see the exact tax amount before you finalize your purchase.

  • No Hidden Fees: The total price shown at checkout (Product Price + Shipping + Tax) is the final amount you will pay. There are no recurring charges or hidden subscription fees.

4. Payment Security Your security is our top priority. We use industry-leading technology to keep your information safe.

  • SSL Encryption: Our entire website is secured with Secure Socket Layer (SSL) technology with AES-256 encryption. This ensures that your personal and payment data is transmitted securely.

  • PCI Compliance: We adhere to the strict standards set by the Payment Card Industry Data Security Standard (PCI-DSS).

  • Data Protection: Ciao Stilista does not store your full credit card number or CVV code on our servers. All transactions are processed through secure, third-party payment gateways (such as Shopify Payments or PayPal).

5. Payment Disputes & Support If you notice an unrecognized charge or have questions about a transaction, please contact our support team immediately before filing a dispute with your bank. We are here to resolve any billing issues quickly.

Contact Us For any questions regarding this Payment Policy, please reach out to us:

  • Business Name: Ciao Stilista (Owned by Living Caring LLC)

  • Store Address: 2108 N Street, Suite N, Sacramento, California, 95816, United States

  • Email: contact@ciaostilista.com

  • Phone: +1(916)9050008

  • Support Hours: Mon–Fri, 9:00 AM – 5:00 PM Central Time (CT) excluding Holidays