Payment Policy

Last Updated: 11/27/2025

This Payment Policy outlines the accepted methods of payment for all purchases made through the Ciao Stilista website (operated by LivingCaring LLC). By placing an order with us, you agree to comply with this policy.

 

1. Accepted Payment Methods

We accept a wide variety of secure payment methods to ensure a flexible and convenient checkout experience for our customers.

You can securely pay for your order using any of the following credit cards, digital wallets, or express payment services:

  • Credit/Debit Cards:

    • Visa

    • Mastercard

    • American Express

    • Discover

    • Diners Club

  • Express & Digital Wallets:

    • PayPal

    • Apple Pay

    • Google Pay

    • Shop Pay

    • Venmo

 

2. Currency and Pricing

All prices displayed on the Ciao Stilista website are denominated in United States Dollars (USD).

  • Transaction Currency: All transactions will be processed in USD. If you are paying with an international card, your bank may apply an exchange rate and/or foreign transaction fee to your purchase.

  • Final Price: The price charged to your card or account will be the final price listed in your cart at checkout, including any applicable taxes and shipping fees (as detailed in our Shipping Policy).

 

3. Payment Processing and Authorization

Payment authorization occurs at the time you place your order.

  • Order Confirmation: Your credit card or digital wallet will be charged in full once your order has been successfully placed and confirmed.

  • Billing Descriptor: Charges will appear on your statement under the name LivingCaring LLC or Ciao Stilista.

  • Payment Failure: In the event that your payment is declined (due to insufficient funds, an invalid card number, or other issues), your order will be automatically cancelled. You will need to contact your bank or payment provider to resolve the issue and then place a new order.

 

4. Security and Data Protection

We take the security of your payment information seriously.

  • Encryption: All payment transactions are encrypted using Secure Socket Layer (SSL) technology and stored with AES-256 encryption.

  • PCI Compliance: Our payment gateways adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council. This ensures the secure handling of credit card information by our store and its service providers.

  • Data Retention: We do not permanently store sensitive payment details (such as full credit card numbers) on our servers. This information is securely passed to our payment processor.

 

5. Contact Information

If you have questions regarding a payment, charge, or accepted methods, please contact our customer service team during business hours.

  • Store Name: Ciao Stilista

  • Business Name: LivingCaring LLC

  • Email: contact@ciaostilista.com

  • Phone: (678) 888-2892

  • Address: 2108 N Street Suite N, Sacramento, California 95816

  • Hours: Mon–Fri, 9:00 AM – 5:00 PM (GMT-06:00) excluding Holidays